Hertz Insurances

On this page you will find listed the various types of insurances that are offered when you rent a car from us. Some reduces the excess amount, some eliminates the excess amount, some are included in the rental and some you buy extra. At the bottom of this page you will also find the different deductible levels depending on what insurance you have and the damage to the vehicle.

CDW - Collision Damage Waiver

A rental car has collision damage insurance exactly like a private car. The difference is that the excess amount on a rental car is considerably higher. In certain cases, up to the full value of the vehicle. When you have signed the CDW you are only liable for the remaining excess in the event of damage to a Hertz vehicle, unless that has occurred in conjunction with theft or vandalism. The sum will vary depending on vehicle group.

TP - Theft Protection

Costs in the event of theft of or vandalism to a rental car are not covered by the collision damage insurance policy and will therefore be subject to a separate excess. Once you sign the TP you are only financially responsible for the remaining excess with this type of damage, the sum varies depending on the vehicle group concerned.

SC - SuperCover

An optional product which eliminates the remaining excess in the event of damage to a Hertz vehicle. In order for SuperCover to apply, the general rental conditions must be adhered to. SuperCover cannot be signed by customers with company agreements or drivers under the age of 25. The price per 24-hour period for SuperCover varies depending on the vehicle group.

PAI - Personal Accident Insurance

PAI is an optional product and involves a personal accident policy that applies when you are driving your Hertz vehicle and when you get out of the vehicle. It covers driver, passengers and baggage in the event of an accident. The price per 24-hour period for PAI varies depending on the vehicle group. Compensation for any damage is paid out regardless of any other extra insurance policies a person may have taken out.

Please see below excess levels for private cars and cargo vans/mini trucks/ mini buses and Hertz Prestige Collection.

Private cars
Without CDW & TPWith CDW & TPWith SC
Damage to vehicleSEK 18 750 SEK 8 000 SEK 0
Third party liabilitySEK 18 750 SEK 4 000 SEK 0
TheftSEK 18 750SEK 8 000SEK 0
Theft with keySEK 100 000 SEK 100 000SEK 100 000
Fire damageSEK 18 750 SEK 8 000SEK 0
Glass damageSEK 10 000 SEK 8 000SEK 0
Towing and rescueSEK 18 750SEK 8 000SEK 0
Damage to vehicle,
vehicle guilty party, driver under 25
(in addition to the items above)
SEK 2 000 SEK 2 000Not available
Legal ProtectionSEK 18 750SEK 8 000SEK 0

Lorries, minibuses & Hertz Prestige 

Without CDW & TPWith CDW & TPWith SC
Damage to vehicleSEK 21 250 SEK 9 600 SEK 0
Third party liabilitySEK 21 250 SEK 4 000 SEK 0
TheftSEK 21 250SEK 9 600 SEK 0
Theft with keySEK 100 000 SEK 100 000SEK 100 000
Fire damageSEK 21 250 SEK 9 600 SEK 0
Glass damageSEK 21 250 SEK 9 600 SEK 0
Towing and rescueSEK 21 250SEK 8 000 SEK 0
Damage to vehicle, 
vehicle guilty party, driver under 25
(in addition to the items above)
SEK 2 000 SEK 2 000Not available


The sums displayed include VAT and relate to the maximum cost per incidence of loss/damage that is to be charged to the hirer.